• You must be between 18-55 years old
• You decide how much you wish to lend, from 1,000–3,000,000 Yuan
• You decide on the tenure of your lending agreement, from 1 month–3 years
• You decide on how much interest you wish to receive, up to 24%
• You decide on what repayment plan you wish your agreement to adopt, from weekly–monthly
Start Offering Loans Today!
Step 1: Download the application.
Step 2: Sign up to create your own personal account.
Step 3: Specify which types of loans you wish to facilitate. (Debt consolidation, Small business loan, Start-up capital, Medical Bills, Home improvements, Children’s tuition fees, New luxury purchase, Special event, Others – please specify)
Step 4: Choose the minimum and maximum amount you wish to lend out, and whether you agree to be part of our Group Lending Initiatives.
Step 5: Choose what level of risk level you would to invest in.
Step 6: Choose the minimum rate of interest you wish to receive on your money.
Step 7: Our Loan-Lending Platform will then assess your requirements and link you up with people in need of a loan which match those requirement after they have been vetted and credit checked by our Loan-Chain User Credit Rating System. You will be sent a contract to review with a repayment plan and term of loan agreement.
Step 8: You will be asked to approve the contract and the Terms & Conditions.
Step 9: You will receive confirmation of the commencement of the contract.
Step 10: You will receive confirmation that the funds have been released within 24 hours.
Step 11: You will then receive monthly confirmation receipts of repayments.