Welcome to the Future of Lending

LoanChain is China's #1 lending network with over 800 million RMB in loans executed. Through the power of blockchain technology, digital currencies and smart contracts are changing the landscape of global finance and business. LoanChain harnesses the same revolutionary technology to make lending safer and easier than ever before.
The Lending Network
More than just loans, LoanChain is a social and economic bridge between lenders and borrowers. Through our mobile application, parties can perform due diligence, discuss terms, and execute loans.
Blockchain Technology
LoanChain utilizes a revolutionary blockchain platform to improve the lending process, increasing security and transparency, lowering costs, and connecting lenders and borrowers.
Based in the Cloud
LoanChain leverages the latest cloud-based systems to achieve 100% network up time. Data is computed and stored across tens of thousands of systems, ensuring nothing is ever lost.
Crowd-Computing Platform
LoanChain's blockchain is based on a worldwide crowd-computing platform. This state-of-the-art system improves upon the reliability of traditional blockchains and speeds transactions by up to 500%.
No Fees = Low Rates
There is no fee to borrowers. LoanChain's proprietary technologies allow us to connect parties and execute loans for a fraction of the cost of traditional lending platforms. We pass these savings on to our users.
100% Secure
Blockchains are secure by design and are inherently resistant to modification of the data. Once recorded, the data in any given block cannot be altered. This means all transactions, loan terms, and data are recorded forever.

More than just loans.

LoanChain is a network connecting thousands of lenders and borrowers. The powerful LC App builds trust though the transparent blockchain, LoanChain Rating System fully integrated with Zhima Xinyong, background checks, and verified social connections. This system has made LoanChain China's most trusted lending network.

News and Insights

Get informed and stay connected with the world of Fintech.

Technology Partners

LoanChain didn't build China's most trusted lending network alone. Our technology partners include innovators from around the world.

Download LoanChain Today

Currently only available within the People's Republic of China -- expanding globally in Q4 2017.