• You must be a Chinese Citizen
• You must be between 18-55 years old
• You must be living in your current residence for 6 months or more
• Loan-Chain Agreements are variable and flexible.
• You can borrow from 1,000–3,000,000 Yuan
• Loan tenures from 1 month–3 years
• Interest Rates from 3.25%–24% depending on your Credit Rating score
• Payment plans from weekly – monthly repayments

Apply for a Loan Today!

Applying is simple and it will just take a few minutes.

Step 1: Download the application.

Step 2: Choose why you would like a loan from our menu. (Debt consolidation, Small business loan, Start-up capital, Medical Bills, Home improvements, Children’s tuition fees, New luxury purchase, Special event, Others – please specify)

Step 3: Sign up to create your own personal account.

Step 4: Our Risk Level Assessment Platform will then evaluate your personal information and specifications using our highly advanced Loan-Chain User Credit Rating System.

Step 5: You will receive confirmation of your approval and your Credit Rating score.

Step 6: Our Loan-Lending Platform will then match your requirements with the right lender for you.

Step 7: You may then be asked to provide further information requested by your lender, like a business plan for your start-up.

Step 8: You will receive confirmation from your approved Lender.

Step 9: You need to agree to the Terms & Conditions of the Lender.

Step 10: You will receive the funds within 24 hours.