Welcome to the Future of Lending

LoanChain is China's #1 lending network with over 800 million RMB in loans executed. Through the power of blockchain technology, digital currencies and smart contracts are changing the landscape of global finance and business. LoanChain harnesses the same revolutionary technology to make lending safer and easier than ever before possible.


 

Securely Connecting Lenders with Borrowers

LoanChain is a progressive new project from Fintech industry pioneer Shifu Jinrong Group, creator of several leading Fintech platforms in China. LoanChain is engineered to address growing concerns in the under-regulated P2P loan industry, a sector fraught with scandal and public mistrust. Our highly advance and blockchain based secure platform embraces the shared economy which is rapidly revolutionising the world of finance and commerce.

LoanChain is a mobile application-based peer-to-peer platform which is sleek and easy-to-use, and which offers a quick, efficient and completely secure online loan service using our very own advanced blockchain, developed to record and secure all smart digital loan contracts on a blockchain. LoanChain give investors the opportunity to gain high returns on their money, while at the same time affording borrowers a simpler, affordable, and quicker way to secure the funds that they need.

Using the new highly developed digital smart contract technology integrated with blockchain, both investors and borrowers can feel safe in the knowledge that their contracts can never be altered, manipulated or lost, as all contracts are recorded and stored on the blockchain and are therefore irreversible. The smart contracts are encoded to execute the loan contract according to the loan agreement by both parties, while all the funds are held by the prestigious Bank of Beijing, in line with financial regulations regarding escrow obligations.

Building a Global Network

The LoanChain application has been developed with a global policy in mind as we seek to expand beyond the People’s Republic of China and the Asia-Pacific region, into Europe, America and the rest of the world, as we aim to capitalize on the opportunities of the ever-expanding peer-to-peer market.